The FIX ID app serves to securely identify FIX Network community members by means of subscriber-owned global phone numbers that serve as unique Digital Identities. This service also includes the practical ability of the subscriber to recover access to a lost phone number and also to perform secure transactions through user-defined policies. These highly flexible policies may be dependent on the participants trusted social circle and multi-factor/multi-device parameters, including the optional inclusion of FIX-enabled SIM cards.